California First-Time Homebuyer Programs 2025

by kelsey heath

AuthorKelsey Heath.  Date:

If you are a first-time homebuyer in California, you know how difficult it is to find an affordable home. California’s housing market has long been challenging for first-time buyers, and recent interest rates and limited inventory have worsened affordability. As of April 2025, the median home price in California was over $850,000. But that does not mean the dream is off the table. Having the right resources, guidance, and knowing how to access California first-time home buyer programs is more important than ever. In California, a first-time homebuyer is defined as someone who hasn’t owned a principal residence in the past three years. This definition opens the door for many who may not consider themselves “first-time” in the everyday sense but still qualify for important assistance programs. Additionally, it means that those who own investment properties may still qualify. California’s state-backed initiatives to make homeownership more attainable with first mortgage … Continued

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