Requirements to Buy a House in California
AuthorKelsey Heath. Date:
With a median home price of over $850,000, buying a house in California is like a far-off dream. Prices are high, lending rules are strict, and even figuring out where to start can be overwhelming. First-time buyers and newcomers to the state often get frustrated by unfamiliar processes, tighter financial requirements, and paperwork that looks different from what they might expect. The requirements to buy a home in California can feel like one hurdle after another. In 2025, the challenge isn’t just about meeting loan qualifications. Buyers are also up against tight inventory and intense competition, especially in popular metro areas like the Bay Area and Los Angeles. Well-priced homes move fast, and many receive multiple offers. Being financially prepared and understanding the process beforehand gives buyers a real advantage in a fast-moving market. This guide outlines everything you need to know to qualify for and complete a home purchase … Continued
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