Is Credit Karma Accurate? What You Should Know.
AuthorAmanda Dodge. Date:
If you want to apply for a mortgage to buy a house, you will need to know your credit score. Your lender will ask about this score during the pre-qualification process and will confirm your estimate during the pre-approval and formal application steps. Many lenders have minimum credit score thresholds for approving loans, and a high credit score can also reduce your interest rate. Essentially, the lower your interest rate, the less money you will give to the bank and the more money you will keep in your pocket.
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