Lender or Realtor: Who Should You Talk to First Before Buying a House?

by kelsey heath

AuthorKelsey Heath.  Date:

Deciding whether to consult a real estate agent or mortgage lender first when buying a home is a common dilemma for first-time homebuyers. Working with a lender upfront provides clarity on your budget, and getting preapproved shows sellers you’re a serious buyer. However, connecting early with a knowledgeable real estate agent can offer invaluable guidance for the complex home shopping process. So, which one should you talk to first? If you are laser-focused on sticking to a budget, maybe a lender first is wise. Do you want an expert by your side to tour homes to see what’s available before you go through the loan application process? Perhaps starting with an agent is best. Rather than see this as an “either/or” decision, let’s look at it as each professional fulfilling a unique role in the process. In an ideal world, the two work hand-in-hand. A good agent has a trusted … Continued

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Jim Marks
Jim Marks

Broker Associate | RS AB068681

+1(610) 705-4014 | jim@jimmarksteam.com

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